You have reached the online payment site for TRAF Group, Inc., dba A-1 Collection Service. This site can display the accounts owed, arrange a repayment plan, and process your payments with the highest level of security. You can, at any time, elect to call us directly to discuss your accounts and situation. If you prefer, the following pages may be able to create a repayment plan acceptable to all involved. If you elect to continue, you should follow the following steps to complete the process.
Authenticate your access
Review the list of obligations
Determine a payment plan
Select a funding option
Review your receipt
Continue to Login
Office Hours: 8:30-5:00 PM EST Monday through Friday
All obligations may not be present on this site.
This is an attempt to collect a debt. Any information obtained will be used for that purpose.
: The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or
or information about the Colorado Fair Debt Collection Practices Act, see
. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.
: Notice of Important Rights
You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked or delivered within seven days of such request. You may terminate this request by writing to the debt collector.
: This collection agency is licensed by the Minnesota Department of Commerce.
North Carolina Permit #3553
New York City:
New York City Department of Consumer Affairs License #1084753.
: Buffalo License #515610
Version: 1.3161.4308.37399 - Production